Mortgage calculator
Estimate a mortgage repayment from the property price, deposit, rate and term, and see the loan-to-value ratio.
These figures are estimates for learning purposes. They are not a quote or an offer from a lender.
How it works
The loan amount is the property price minus your deposit. The monthly repayment uses the standard repayment (amortising) mortgage formula, and loan-to-value (LTV) is the loan amount divided by the property price.
Assumptions
Capital-and-interest repayment at a fixed rate for the whole term. Real mortgages often have introductory rates that change later, and lenders set their own LTV limits, fees and eligibility rules. Property taxes and registration costs vary by country — add them as one-off or monthly costs if you know them.
Global Loan Advisor is an independent educational research platform. We do not lend money, broker loans, guarantee financial outcomes or provide personalized financial advice. Our content is intended for general educational purposes. Your figures stay in your browser and are not sent to us.