Loan Calculators
Free, independent calculators that show the full cost of borrowing. Results are estimates for learning purposes, not quotes from a lender.
Loan repayment calculatorEstimate the instalment, total interest and full repayment schedule for a standard reducing-balance loan.Mortgage calculatorEstimate a mortgage repayment from the property price, deposit, rate and term, and see the loan-to-value ratio.Car loan calculatorEstimate car finance repayments, including agreements with a final balloon payment.Debt payoff calculatorSee how long it could take to clear a debt and how much interest extra payments could save.Flat-to-reducing rate converterCompare a flat interest rate with the equivalent reducing-balance rate and see why the numbers differ.Loan affordability calculatorAn illustration of how a proposed repayment fits alongside your income, expenses and existing debts.
Last updated 3 November 2026